Membership Rewards®

Membership Rewards®

Earn Membership Rewards® points on purchases, and use them for anything from groceries to flights. The possibilities are virtually endless.

Points that never expire

The Membership Rewards® program gives you the freedom to use points the way you want. Earn points on most purchases, then use your points for travel, shopping, or even to cover recent Card transactions. And with no expiration dates, Membership Rewards® points are easy to earn and flexible to use, so you never have to compromise.

HOW IT WORKS

EARN

EXPLORE

REDEEM

HOW TO EARN POINTS

Points on all your spends

Use your Card for everyday purchases, like ordering food or groceries, and shopping in-store. You can also earn additional points in specific categories depending on your Card.

Refer and earn Bonus Points

Get rewarded with points for each friend who applies using your unique referral link and is approved. Your friend could also receive welcome points* after they get their new Card.

Supplementary Card Members

Share the convenience and benefits of your American Express® Card with family or friends, and you’ll earn points every time they use their Amex Card.

USE YOUR POINTS

Frequently Asked Questions

Membership Rewards Program

Terms and Conditions for the Membership Rewards® apply. Visit Terms & Conditions for more information. 

*SafeKey® Pay with Points terms and conditions apply.

**Select and Pay with Points Terms and Conditions apply.

READY TO START EARNING POINTS?

Unlock more rewards after you apply and get approved for an American Express® Credit Card. You can earn additional welcome points depending on the Card you choose.