Tap into convenience with Virtual Cards.

Instantly get a Virtual Card now via the Amex MENA App.

Introducing American Express Virtual Cards. Your all-new way to experience even more flexibility, security, and convenience. Under your existing Card account, apply and get your Virtual Cards in just a few easy steps and start using it for your online shopping and contactless payments.










Why choose a Virtual Card?
  • Instant issuance: Get your Card instantly and start using it right away no waiting for a physical Card to arrive.

  • Set your own spending limits: Enjoy an extra layer of security with limits that protect you during online transactions.

  • Earn Membership Rewards®: Get points on every spend you make as usual.

  • Digital wallet compatibility: Add your Virtual Card to your favourite digital wallets for seamless, contactless payments.

  • Uninterrupted spending: If your Physical Card is lost or stolen, your Virtual Card can still be used without any interruptions.


How many Virtual Cards can you apply for?

Get up to 6 Virtual Cards, 1 for you and up to 5 Supplementary Cards at no extra cost, that you can set up for your loved ones. Do note that your Supplementary Card Members need to have a Physical Card to issue a Virtual Card.


How to use your Amex Virtual Card

When shopping online, simply select your Amex Virtual Card as your payment option. It’s compatible with digital wallets too, so you can make in-store purchases by tapping and paying with your mobile.


Enhanced Control & Security

Amex Virtual Cards let you set spending limits, ensuring security and personalized control over your finances. In case you need to stop your Card, you can easily do so via the app. For Card replacements, simply contact our Contact Center.








Added Security
Instead of sharing your physical Card with merchants, unique Amex Virtual Cards are created for an extra layer of privacy and security.
Faster Checkout
Whatever you’re shopping for online, your Amex Virtual Card number streamlines your checkout experience.
Family-Friendly
Issue up to 6 virtual Cards, perfect for managing household or family spending.
Budget Management
Set spending limits on each virtual Card to stay in control.







How to get your Amex Virtual Card:


1
Log in to the Amex MENA app
Navigate to the ‘Services’ menu, then select ‘Virtual Cards Management’.
2
Authenticate yourself
Follow the prompts to authenticate your account via OTP sent to your registered mobile number.
3
Create your Virtual Card
Choose the Card under which you want to issue a Virtual Card and set up your PIN.
4
Start enjoying it
View your Virtual Card details and add it to your preferred digital wallet for immediate use.